FLOOD VS. WIND CLAIMS ANALYSIS


Flood Vs. Wind Claim Analysis

CAAAS provides carriers with comprehensive evaluation services for claim files involving flood and wind. In these situations, it is crucial for the wind carriers to obtain an expert analysis of both the flood estimate and claimed wind damage to be able to fairly and accurately address legitimate wind caused damage, while also defending against damage due to flooding. This is particularly important where a flood adjuster has included condo unit owner property within a condo association’s flood estimate; this consumes flood coverage thus leaving damage in excess of the flood limits, which can tend drive claims against the wind carrier.